4 Tips for Using Peer-to-Peer Payment Apps
3 min read
Peer-to-peer payment apps are convenient, but they aren’t without pitfalls. Learn about potential problems before you hit “Send.”
Reward
$25 Embark Teens Reward
Get rewarded for learning! Learn smart spending, saving, and successfully managing your first account.
How do I get my reward
- Must have an Embark Teens Account with Richwood Bank
- Complete all course material in this section. May take an hour to complete in one sitting, you have the option to save progress and continue at later time
- Please use legal name as represented on account
- Once successfully completed, please allow up to one statement cycle (30 days) for your reward to be deposited into the Embark Checking account
**The Bank may contact if clarification is needed**
Account creation is required. Account creation will save your progress automatically. You can return to complete your reward at any time.
Preventing Identity Theft
3 min read
Stay alert against fraud and stay ahead of scammers and thieves.
Are You Cyber Safe? For Teens
10 minute activity
Test your cyber safety smarts with an interactive simulation designed for teens 13-18.
Saving With A Purpose
3 min activity
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Saving Money
2 min read
Saving money is easier when you’re motivated by a specific goal.
The 50/30/20 Rule for Teens
3 min activity
Create a custom budget that follows the 50/30/20 rule and fits your life as a teen.
Interest
4 min read
Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers.
How to Become a Young Entrepreneur
5 min read
Learn how to start your own business and become a young entrepreneur.
Debit Cards
5 min read
A debit card is a convenient way to pay, and it pays to know the details of how they work.
Quiz
Locked
3 Min Activity
Reward Quiz
After you’ve finished the task above, take this short quiz. Answer 4 out of 5 questions
to pass.