Reward
Homebuyers Savings Account Reward
Learn more about homebuying to earn extra cash! So, what's next? This course will help you learn the mortgage application process and what may affect your mortgage.
How do I get my reward
- Must have a Homebuyers Savings Account with Richwood Bank
- Complete all course material in this section. May take an hour to complete in one sitting, you have the option to save progress and continue at later time
- Please use legal name as represented on account
- Once completion is confirmed, reward may take 7-10 business days
- Reward will be deposited in Homebuyers Savings account at Richwood Bank
**The Bank may contact if clarification is needed**
Account creation will save your progress automatically. You can return to complete your reward at any time.
Let's Get Going!
10 items
0% Completed
article
2 min read
Mortgage Application Checklist
Applying for a mortgage takes a lot of documentation—prepare with this mortgage application checklist.
article
5 min read
Buying a Home
All you need to know about purchasing a place to rest your head.
calculator
7 min activity
Mortgage Affordability Calculator
How big of a mortgage can you afford based on your income and budget?
calculator
2 min activity
Mortgage Estimation Calculator
See how much mortgage you can afford, starting with your ideal monthly payment amount.
article
2 min read
Making a Down Payment on a House
A down payment is an important element of home buying, but what is it? And how can you save for one?
coach
7 min activity
What Mortgage Can I Afford?
Find the mortgage that will work best with your goal monthly payment.
article
4 min read
The Cost of a Mortgage
The cost of a mortgage depends on the amount you borrow, the APR, and how long you take to repay.
article
3 min read
Credit Scores
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
article
5 min read
To Buy or Not to Buy?
If you’re ready to change your living situation, you may be debating whether it’s better to rent or purchase your next home.
Quiz
Locked
3 Min Activity
Reward Quiz
After you’ve finished the task above, take this short quiz. Answer 4 out of 5 questions
to pass.